MOU – Employee Travel Accident Insurance
MEMORANDUM OF UNDERSTANDING
THE UNION OF NORTHERN WORKERS
THE GOVERNMENT OF THE NORTHWEST TERRITORIES
Employee Travel Accident Insurance
All persons employed in the Public Service of the Northwest Territories are eligible to receive this benefit.
The Government of the Northwest Territories provides as an employee benefit Travel Accident Insurance, which insures employees against accidents, which may occur while the employee, is traveling “on the business of the insured”.
The term “on the business of the insured” means any trip on assignment by or with the authorization of the Employer for the purpose of furthering the business of the Employer. At no cost to the employees this policy provides:
Accidental Death and Dismemberment
|(b)||70% of the employee’s normal weekly earnings, or|
100% of the employee’s normal weekly earnings reduced by the amount of any weekly benefit which is payable to the employee by the Workers’ Compensation and Safety Commission, or any other government agency in respect of the employee’s disability. In no case shall the weekly income benefit be less than $100.00.
The following schedule sets out the benefits for loss occurring within 365 days from the date of an accident, and resulting directly and independently of all other causes from accidental bodily injuries sustained by an employee:
Proportion of Principal
If the employee should sustain more than one of the losses described above as the result of any one accident, the Insurer will pay the amount stated for each such loss up to but not exceeding in aggregate the amount referred to in the Schedule as the Principal Sum Benefit.
The indemnities set forth in this policy are in addition to any other benefits which may be payable by the Government of the Northwest Territories or by any insurance plan or scheme in which the Government participates with the employees.